This is called the behavior gap: a rift between what we know we should do, and what we actually do. Carl Richards is a certified financial planner in Park City, Utah, and is the director of investor education at The BAM Alliance. While you may think of my sketches as a client education tool, a way to communicate an idea, or something to hang on your wall – and they are all of that – I see them as a conversation grenade. While you may think of my sketches as a client education tool, a way to communicate an idea, or something to hang on your wall – and they are all of that – I see them as a conversation grenade. Now the Behavior Gap has come to mean anything that we know we shouldn’t do but do anyway and it costs us money. His column, “The Sketch Guy,” runs weekly on The New York Times Web site, and he is a columnist for Motley Fool and Morningstar Magazine…. 3.7K likes. Skip to content. Toss one of these into a room and watch conversations break out! The reason you are on this page is because of these sketches. They feel so personal and immediate… like he couldn't wait to scrawl down whatever insight had just popped into that lightning-fast brain of his…”, “Carl's sketches are confrontational...without being off-putting.”. That’s why the sketches started — because it’s kind of hard to describe, but when you draw it and see it, that’s the behavior. by Carl Richards / The Sketch Guy. Behavior Gap, Park City, UT. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart about Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money. His sketches also serve as the foundation for his first book, The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin). They feel so personal and immediate… like he couldn't wait to scrawl down whatever insight had just popped into that lightning-fast brain of his.”, “Carl's sketches are confrontational... without being off-putting.”, Need to get in touch? Books About Life & Finance... Voor vragen over lezingen, boeken of uw boekbestellingen: info@robertvanbeek.eu. Email us at hello@behaviorgap.com. Carl Richards became an accidental artist with the help of a Sharpie and the belief that complex ideas can be made easy to understand. Contains 5 Sketches:A collection of the top 5 sketches hand-picked by Carl in one exclusive pack. Contains 5 Sketches:A collection of the top 5 sketches hand-picked by Carl in one exclusive pack. The behavior gap arises whenever there’s a rift between what we should do and what we actually do. ... Pre-order: Behavior Gap 2021 Calendar! Do you ever find yourself doing something that you shouldn’t, like having a third piece of cake even though you want to lose weight? "I coined the term 'Behavior Gap' to label the gap between investor returns and investment returns, and I started drawing the sketch you see here on every whiteboard I could find." Behavior Gap Radio captures Carl's stories and insights. Email us at hello@behaviorgap.com. Visit the Sketch Store; Calendar; Speaking. Simple sketches and a few hand-crafted words about money, creativity, happiness, and health. This one is bound to be a classic!" The Behavior Gap Through his simple sketches, Carl makes complex financial concepts easy to understand. At the moment we aren’t very heavily investing and we aren't skittish about investing in general, so I found myself saying “yeah, yeah, OK” a lot as I read. — William Bernstein, author of A Splendid Exchange and The Investor's Also included:A short piece of copy to use with each of the 5 images. Behavior Gap. Simple sketches and a few hand-crafted words about money, creativity, happiness, and health. Carl's art appeared in a … This is by far the most interesting personal finance book that I have read. Visit the Sketch Store; Calendar; Articles. You’ve probably seen his sketches in the New York Times or on his blog, The Behavior Gap. -- Seth Godin, author of We Are All Weird "Carl Richards's deceptively simple sketches in The Behavior Gap will make you laugh, change your relationship with money, and leave you the wealthier for it. We have closed orders for the 2021 calendar. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin). Hi-res digital download. Includes Carl's "Do Anything You Want" license. Behavior Gap Sketches Behavior Gap Between You and the Big Mistake Budgeting Equals Awareness Circle of You’re only human. Simple sketches and a few hand-crafted words about money, creativity, happiness, and health. 5 Awesome Sketches. “If a picture is worth a thousand words, Carl's sketches could change your life.”, “I love Carl's hand-drawn sketches. The Behavior Gap Calendar: A year’s worth of conversations, hanging on your wall. Every week in the Behavior Gap email, I cover a topic like money, creativity, happiness, or health with a simple sketch and a few hand-crafted words. At times like this, I find myself desperately wanting to take action. Carl Richards is the best known illustrator and one of the most sought after expert speakers in finance. Now available: 5-Sketch Finance Collection. Be the first to know when the 2022 Behavior Gap calendar is available for pre-order. Back in 2008, a friend of mine left for a two-week trek in Nepal. "Carl Richards's deceptively simple sketches in The Behavior Gap will make you laugh, change your relationship with money, and leave you the wealthier for it. Behavior Gap Calendar! Carl Richards is a dynamic international speaker and author, well known for his ability to simplify the most complex money ideas. Now available: 5-Sketch Finance Collection, Regular price Through his simple sketches, Carl makes complex financial concepts easy to understand. Need to get in touch? The reason you are on this page is because of these sketches. Simple sketches and a few hand-crafted words about money, creativity, happiness, and health. Through 12 simple sketches, The New York Times' Carl Richards illustrates what we should do with our money versus what we actually do. "I coined the term 'Behavior Gap' to label the gap between investor returns and investment returns, and I started drawing the sketch you see here on every whiteboard I could find." Behavior Gap. The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money - Kindle edition by Richards, Carl. The behavior gap is a term coined by financial planner Carl Richards that refers to the difference between real investor returns and average investment returns. Carl joins the show to encourage advisors to explain financial concepts to clients in the most simple way imaginable. Today, Matt speaks with Carl Richards CFP®, Creator of the Behavior Gap and the Sketch Guy column, which has appeared weekly in The New York Times since 2010. This one is bound to be a classic!" His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin). Simple sketches by Carl Richards to help advisors have more meaningful client conversations. Carl's words ready for you to copy-and-paste into your marketing! Created with Sketch. Behavior Gap. CARL RICHARDS is a certified financial planner, author of The Behavior Gap, and the director of Investor Education for The BAM Alliance. Official ‘Sketch Guy’ art for use in presentations, wall art, and more. Carl joins the show to encourage advisors to explain financial concepts to clients in the most simple way imaginable. Do something else. These Sketches are from Carl Richards book “The Behavior Gap” – simple ways to stop doing dumb things with money. Behavior Gap. $345.00 Sale. “If a picture is worth a thousand words, Carl's sketches could change your life.”, “I love Carl's hand-drawn sketches. I can’t just sit … My entire professional career has been focused on making complex subjects elegantly simple. His book, “The Behavior Gap,” was published this year. Between my New York Times Sketch Guy column and my Weekly Letter, there was a huge pile of articles. Search. Carl talks to Josh Brown about the process by which he created 25 new custom illustrations to match each chapter in the new book “How I Invest My Money”, which comes out on … Download it once and read it on your Kindle device, PC, phones or tablets. Also included:A short piece of copy to use with each of the 5 images. The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money is a personal finance book geared toward people with investments. Using an iPad as a virtual, real-time sketch pad, Richards created simple circle sketches to illustrate truisms about investing behavior and our relationship with money, explaining the six things he believes could make a difference. The “behavior gap,” he said, comes from measuring time-weighted versus dollar-weighted rates of return. This is perfect for your content marketing on social media, in … Simple sketches and a few hand-crafted words about money, creativity, happiness, and health. Through his simple sketches, Carl makes complex financial concepts easy to understand. I coined the term 'Behavior Gap' to label the gap between investor returns and investment returns, and I started drawing the sketch you see here on every whiteboard I could find. Simple sketches and a few hand-crafted words about money, creativity, happiness, and health. I've used my sketches to have conversations with people I love about things that matter. 1. I've used my sketches to have conversations with people I love about things that matter. Carl Richards is a certified financial planner and author of “The Behavior Gap.” His sketches and essays appear frequently. 1. Included with a free, do whatever you want license. Regular price $100.00 Sale. Advertisement Strong feelings are fine. Use features like bookmarks, note taking and highlighting while reading The Behavior Gap: … I picked some of my favorites for you. 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